Insurance and Payments

Payments: Due to many changes with insurance carriers, it is your responsibility to understand your insurance coverage. Any services that we provide which are not covered by your insurance are your responsibility.

Self-Payment and Co-Payments are due at the time of the session unless other arrangements have been made.

Our office will file your insurance claim, but you are responsible for deductibles, co-insurance, and co-payments.

If the business office is closed please give your provider your payment.

We reserve the right to take any required legal action to obtain payment on an overdue account.  If your account is sent to our collection agency and their lawyers you will be responsible for all collection costs (30% charge) and court fees.
NSF checks are charged a $30.00 fee.

Cancellations and Missed Appointments:

You will be billed for a sessions that you cancel with less than 24 hours notice. You may leave messages 24 hours per day. You will be billed $75.00 not just a co-payment. Insurance companies generally do not reimburse for failed appointments. After three missed appointments, it will be at the therapist’s discretion to schedule another appointment. 

FBHS Insurance Affiliations: Insurances are constantly changing. If you do not find a specific insurer listed, please contact our office. 

Insurance Companies:

Aetna
Anthem
Behavioral Health Systems
Caresource
Cigna
Corp health
Coresource
HealthSpan
HealthSmart
Horizon Behavioral health
Magellan
Cleveland Clinic Employees (Tier2)
Medical Mutual of Ohio
Medicaire
Medicaid
Mental Health Network
PHCS
Summa Care
Tri-Care
United Behavioral Health/Optum
Wellpoint
Value Options


Employee Assistance Programs:
Aetna
Anthem
ASAP
Carebridge
Cerdian
Vleveland Clinic EAP
Charles Nechtem Associates/Oasis
Centers For Families and Children (EASE)
Cigna
ComPsych
Deer Oaks
Horizon Behavioral Health
Magellan
Cleveland Clinic Lifestyle EAP
Impact
Psychcare
Value Options
United Behavioral health/Life Era/Pacific